How much compensation can I get for a car accident in Cyprus?
There is no fixed compensation table in Cyprus — the amount depends on your injuries and losses. A claim combines general damages (for pain, suffering and loss of amenity, assessed by the court case by case) and special damages (medical costs, lost earnings, care and property damage). Compensation is normally paid by the at-fault driver's insurer under compulsory motor insurance.
Key facts at a glance
- General damages
- Pain, suffering, loss of amenity (assessed case-by-case)
- Special damages
- Medical costs, lost earnings, care, property
- Who pays
- The at-fault driver's motor insurer
- Uninsured/untraced
- Motor Insurers Fund
- Legal basis
- Civil Wrongs Law Cap. 148; compulsory motor insurance
What does car-accident compensation cover in Cyprus?
Compensation has two parts. General damages cover non-financial harm — pain, suffering and loss of amenity — and are assessed by the court case by case, as there is no fixed tariff. Special damages cover quantifiable losses: medical and rehabilitation costs, lost earnings, care needs and damage to property. Claims arise under the Civil Wrongs Law, Cap. 148, against the party at fault.
How is the amount calculated?
There is no set table of payouts. The figure depends on the severity and permanence of the injury, its effect on your work and daily life, and the documented financial losses — supported by medical reports, receipts and earnings evidence. Stronger evidence supports a higher award. If you were partly at fault, your compensation may be reduced for contributory negligence, but you can still claim.
Who pays the compensation?
Motor insurance is compulsory in Cyprus, so compensation is normally paid by the at-fault driver's insurer. If the responsible driver was uninsured or cannot be traced, a claim can be made against the Motor Insurers Fund. Because insurers aim to settle low and claims are time-limited, early legal advice helps you document your losses and value the claim properly.
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